Major Money Financial coaching for couples

Talk. Plan.
Live freely.Get on the same page about money – and closer to each other.

Money shapes every big decision you make together. I help you get clear on it, agree on a plan and walk on the same path forward.

Book a free intro call
Our money Mine Yours

Money is a team game.

Portrait of Melina Major-Ex

Welcome to Major Money.

I’m Melina. I’ve run digital businesses and managed budgets, numbers and teams. Now I help couples run their money like a great team.

My goal: to make money the strongest tool you share – for security, freedom and the big dreams. Independent, eye to eye and with a light touch.

Melina Major-Ex More about me
Clarity a shared plan more freedom independent & commission-free confidential
Who it’s for

Wherever you’re starting from. We’ll find your way.

For every couple who wants a better relationship with money – and with each other around it. Every couple’s reason is different.

Whatever it is for you, we’ll figure it out together.

We’re getting married and want to start our finances off right.
We keep having the same money argument.
One of us is a saver, the other a spender.
Holiday or new car? We can’t agree.
A baby’s on the way. What changes for us?
We’re splitting up and want to do it fairly.
Life’s good. But our money isn’t working as hard for us as it could.
Money & love, by the numbers

You’re not alone.
And there’s more than one right way.

88%

say couples should talk openly about money.

Swiss Life Select / YouGov, 2022
16%

still avoid the topic – to keep the peace.

Swiss Life Select / YouGov, 2022
38%

don’t tell their partner what they earn.

Verivox / Parship, 2024
30%

leave the money stuff to their partner – 42% once kids arrive.

Postbank / YouGov, 2023

How couples set up their accounts

45%two separate accounts
33%one joint account
18%joint plus individual

There’s no perfect model – only the one that works for you.

Postbank / YouGov, 2023
27%

lower: the average retirement income of women over 65 in Germany – partly due to part-time work and career breaks. Planning together helps close the gap.

Federal Statistical Office (Destatis), 2023
A typical storyCase study · 2 min read

“We both earn well. So where does it all go?”

No debt, no drama – just the nagging feeling that money keeps slipping away. How Lena and Jonas turned that into a plan.

LJ
Lena & Jonas · mid-30s · two children

They never fought. Lena and Jonas are a well-oiled team: rent comes out of his account, groceries and childcare out of hers. It just happened that way – they never actually talked about it.

And yet every month ended the same way: a quick look at the banking app, a quick frown. “Where did it all go?” Lena held back on things she wanted. Jonas wished they were saving more. Neither said a word.

“We didn’t have a money problem. We had a talking problem – and no plan at all.”

In the kick-off workshop, they put everything on the table for the first time. The surprise: nothing was missing – it was leaking into small things neither of them  actually cared about. And they wanted the same things: more calm, a summer holiday, a cushion for later.

Now there’s a family account plus one each. Once a month they sit down for half an hour – tea instead of frowns. “I actually enjoy checking our account now,” says Lena.

What changed Clarity, not guesswork A system that feels fair to both Money for the fun stuff – guilt-free
We want that too

Lena and Jonas are fictional.

Coaching topics

What couples usually work on with me.

Just a selection – every couple brings their own.

Work through together Your money story What money means to you Shared goals & dreams Calm, open money talks
Get specific A fair split Joint or separate accounts Big purchases Savings & retirement Marriage, children & new roles
Take home Your financial plan Your financial overview Your monthly finance date Ground rules for money Everyday templates
Financial coaching covers topics like …
… and anything on your mind
The journey with Major Money

Three steps to feeling lighter about money.

1

Intro call

15 minonlinefree
2

Kick-off workshop

3 hoursonline · in person on request
3

Milestone meetings

5 × 90 min4 × monthly + 1 × after 2 months
What we cover
· First: a short questionnaire – one each
· Your situation and what you’re hoping for
· How I work
Questions we answer
Are we a good fit?
Is the package right for you?
What you take home
Clarity on whether – and how – we go forward together.
What we cover
· Your money story & what money means to you
· Income, spending and savings at a glance
· Your shared goals & dreams
Questions we answer
Where do we really stand?
What matters to both of us?
How do we split things fairly?
What you take home
Your shared plan, a clear financial overview and the template for your first finance date.
What we cover
· One focus per meeting, e.g. retirement, big purchases, parental leave
· What’s working – and what we fine-tune
· Two months later: a final session for the big questions
Questions we answer
Are we on track?
What’s our next milestone?
What you take home
Routines that stick, answers to your specific questions and a plan that grows with you.
One workshop, five milestone meetings – six sessions that change your relationship with money. See the package
Money Health Check

Money can make your life better. Is it doing that yet?

Money can bring joy, freedom and security. For many couples it brings stress, friction or a blind spot instead. That’s what financial coaching is for. Where do you stand? Find out in a minute.

Your Money Health Check

0 = not at all · 5 = completely
Clarity I know exactly where we stand financially.
Security I feel financially secure.
Alignment My partner and I see money the same way.
Freedom Our money makes the big things we care about possible.
Conversations We can talk about money openly and calmly.
Your Money Health Score
–/ 25
0 of 5 questions answered

How healthy is your relationship with money?

Answer all five questions – your result appears here.

Talk it through in an intro call Tip: take it separately, then compare notes.
When it’s worth it

Right for every stage of life.

Moving in together
Getting married
A baby is coming
Back to work
Blended family
A big purchase
Career change
Just because

… or whenever you’re ready to make your money work harder.

The Major Money package
6 sessions · 6 months

The Major Money package.

Six sessions that change your relationship with money.

Personal questionnaire up front
Intensive kick-off workshop
5 milestone meetings
Your shared plan
Everyday templates
A direct line between sessions
€4,950Pay in instalments
Book a free intro call

Independent. No commission.

I don’t sell financial products or take commissions. The only people paying me are you.

Pay your way.

First instalment before the workshop, the rest spread out along the way.

Portrait of Melina Major-Ex Photo: Emely Timm
About me

Money is never the destination.
It’s how you get where you really want to go.

I’m Melina – mum of three, living between Berlin and New York. Leading digital companies taught me that numbers are never the point. They show you what’s possible. At home, my husband and I run our family finances like a small business, with a finance date every month. It gives us security – and the freedom to say yes to what matters.

IndependentNo products, no commissions.
ClearNumbers you actually understand.
WarmEye to eye, no judgement.

My way doesn’t have to be yours. How you run your finances is something we work out together – to fit your life and your values.

Contact

Let’s talk. I look forward to meeting you.

The first step takes 15 minutes. In a free intro call, we’ll see if we’re a good fit – no strings attached, all online.

Portrait of Melina Major-Ex
Intro callwith Melina · 15 min · online · free
Pick a time that suits you
A short questionnaire first – one each
Ideally, you both join
Choose a time

Prefer to write? [email protected]

FAQ

Good questions. Honest answers.

Didn’t find your question? Bring it to the intro call.

Any couple who wants a better relationship with money – whether you’re getting married, expecting a baby, clashing over spending or just want your money to do more for you.

Major Money
EN · DE

Talk. Plan.
Live freely.

Get on the same page about money – and closer to each other.

Money shapes every big decision you make together. I help you get clear on it, agree on a plan and walk on the same path forward.

Book a free intro call
Our money Mine Yours

Money is a team game.

Portrait of Melina Major-Ex

Welcome to Major Money.

I’m Melina. I’ve run digital businesses and managed budgets, numbers and teams. Now I help couples run their money like a great team.

My goal: to make money the strongest tool you share – for security, freedom and the big dreams. Independent, eye to eye and with a light touch.

MelinaMore about me
Claritya shared planmore freedomindependent & commission-freeconfidential
Who it’s for

Wherever you’re starting from. We’ll find your way.

For every couple who wants a better relationship with money – and with each other around it.

We’re getting married and want to start our finances off right.
We keep having the same money argument.
One of us is a saver, the other a spender.
Holiday or new car? We can’t agree.
A baby’s on the way. What changes for us?
We’re splitting up and want to do it fairly.
Life’s good. But our money isn’t working as hard for us as it could.

Whatever it is for you, we’ll figure it out together.

Money & love, by the numbers

You’re not alone.
And there’s more than one right way.

88%

say couples should talk openly about money.

Swiss Life Select / YouGov, 2022
16%

avoid the topic – to keep the peace.

Swiss Life Select / YouGov, 2022
38%

don’t tell their partner what they earn.

Verivox / Parship, 2024
30%

leave the money stuff to their partner – 42% once kids arrive.

Postbank / YouGov, 2023

How couples set up their accounts

45%two separate accounts
33%one joint account
18%joint plus individual

There’s no perfect model – only the one that works for you.

Postbank / YouGov, 2023
27%

lower: the average retirement income of women over 65 in Germany – partly due to part-time work and career breaks. Planning together helps close the gap.

Federal Statistical Office (Destatis), 2023
A typical story2 min read

“We both earn well. So where does it all go?”

No debt, no drama – just the nagging feeling that money keeps slipping away.

LJ
Lena & Jonas · mid-30s · two children

They never fought. Lena and Jonas are a well-oiled team: rent comes out of his account, groceries and childcare out of hers. They never actually talked about it.

And yet every month ended the same way: a quick look at the banking app, a quick frown. “Where did it all go?” Neither said a word.

“We didn’t have a money problem. We had a talking problem – and no plan at all.”

In the kick-off workshop, they put everything on the table for the first time. Nothing was missing – it was leaking into small things. And they wanted the same things: more calm, a summer holiday, a cushion for later.

Now there’s a family account plus one each. Once a month they sit down for half an hour. “I actually enjoy checking our account now,” says Lena.

What changedClarity, not guessworkA system that feels fair to bothMoney for the fun stuff – guilt-free
We want that too

Lena and Jonas are fictional.

Coaching topics

What couples usually work on with me.

Just a selection – every couple brings their own.

Work through together
Your money storyWhat money means to youShared goals & dreamsCalm, open money talks
Get specific
A fair splitJoint or separate accountsBig purchasesSavings & retirementMarriage, children & new roles
Take home
Your financial planYour financial overviewYour monthly finance dateGround rules for moneyEveryday templates
… and anything on your mind
The journey with Major Money

Three steps to feeling lighter about money.

1Intro call
15 minonlinefree
First: a short questionnaire – one each
Your situation and what you’re hoping for
How I work
What you take homeClarity on whether – and how – we go forward together.
2Kick-off workshop
3 hoursonline · in person on request
Your money story & what money means to you
Income, spending and savings at a glance
Your shared goals & dreams
What you take homeYour shared plan, a clear financial overview and the template for your first finance date.
3Milestone meetings
5 × 90 min4 × monthly + 1 × after 2 months
One focus per meeting, e.g. retirement or parental leave
What’s working – and what we fine-tune
A final session for the big questions
What you take homeRoutines that stick, answers to your questions and a plan that grows with you.

One workshop, five milestone meetings – six sessions that change your relationship with money.

Money Health Check

Money can make your life better. Is it doing that yet?

Where do you stand? Find out in a minute. 0 = not at all, 5 = completely.

ClarityI know exactly where we stand financially.
SecurityI feel financially secure.
AlignmentMy partner and I see money the same way.
FreedomOur money makes the big things we care about possible.
ConversationsWe can talk about money openly and calmly.
Your Money Health Score
–/ 25
0 of 5 questions answered

How healthy is your relationship with money?

Answer all five questions – your result appears here.

Talk it through Tip: take it separately, then compare notes.
When it’s worth it

Right for every stage of life.

Moving in together
Getting married
A baby is coming
Back to work
Blended family
A big purchase
Career change
Just because

… or whenever you’re ready to make your money work harder.

The package
6 sessions · 6 months

The Major Money package.

Six sessions that change your relationship with money.

Personal questionnaire up front
Intensive kick-off workshop
5 milestone meetings
Your shared plan
Everyday templates
A direct line between sessions
€4,950Pay in instalments
Book a free intro call

Independent. No commission.

I don’t sell financial products or take commissions. The only people paying me are you.

Pay your way.

First instalment before the workshop, the rest spread out along the way.

Melina Major-Ex, financial coach for couples Photo: Emely Timm
About me

Money is never the destination.
It’s how you get where you really want to go.

I’m Melina – mum of three, living between Berlin and New York. Leading digital companies taught me that numbers are never the point. They show you what’s possible. At home, my husband and I run our family finances like a small business, with a finance date every month. It gives us security – and the freedom to say yes to what matters.

IndependentNo products, no commissions.
ClearNumbers you actually understand.
WarmEye to eye, no judgement.
My way doesn’t have to be yours. How you run your finances is something we work out together – to fit your life and your values.
Contact

Let’s talk. I look forward to meeting you.

The first step takes 15 minutes – free, online, no strings attached.

Intro call15 min · online · free
Pick a time that suits you
A short questionnaire first – one each
Ideally, you both join
Choose a time

Prefer to write? [email protected]

FAQ

Good questions. Honest answers.

Any couple who wants a better relationship with money – whether you’re getting married, expecting a baby, clashing over spending or just want your money to do more for you.

Didn’t find your question? Bring it to the intro call.